Partnership / JV Calculator

Structure your deal · Split equity and profits · Analyze returns per partner

Capital Contributions

$

Down payment + closing + rehab

$

Full property purchase price

$
$
Partner A equity: 70.0%
Partner B equity: 30.0%

Profit Split & Income

%

Partner B gets 50%

$

After all expenses except debt service

%

Expected property value growth

yr

This looks like a sweat equity deal

The profit split (50/50) differs significantly from the capital split (70/30). This is common when one partner contributes money and the other contributes labor, expertise, or management.

Management Responsibilities

%

Comparable to professional PM fee (8-10%)

Estimated annual management fee for Partner A: $1,248

Paid to Partner A before profit split, compensating for the labor of managing the property.

Partnership Structures

50/50 Equal Partnership

Both partners contribute equal capital and split profits equally. Simple and fair when both partners bring similar value (capital + effort). Works best for partners with similar financial resources and involvement levels.

Money Partner / Sweat Equity Partner

One partner provides most or all capital; the other provides labor, expertise, or deal sourcing. Common structure: 70/30 capital split, 50/50 profit split. The sweat equity partner earns their additional share through finding deals, managing rehab, and/or managing the property.

Preferred Return Structure

The capital partner receives a “preferred return” (typically 6–10% annually on invested capital) before any profit is split. After the preferred return is paid, remaining profits are split according to an agreed ratio (often 50/50 or 60/40 favoring the operating partner). This structure protects the capital partner's downside while incentivizing the operating partner to maximize returns.

Critical Legal Considerations

  • Always use a written operating agreement drafted by a real estate attorney
  • Form an LLC to hold the property — do not hold real estate in a personal partnership
  • Define exit triggers: what happens if one partner wants to sell and the other does not?
  • Include buyout provisions: right of first refusal, fair market value appraisal process
  • Define capital call procedures: what happens if the property needs additional capital?
  • Address death and disability: what happens to a partner's share if they die or become incapacitated?

Partnership Analysis

Ownership vs. Profit Split

Capital Split70% / 30%
Profit Split50% / 50%
Partner APartner B

Annual Cash Flow

Partner A

$6,000

8.6% CoC

Partner B

$6,000

20.0% CoC

Exit Analysis (5-Year Hold)

Exit value$347,782
Total appreciation$47,782

Total Return (Cash Flow + Appreciation)

Partner A Total

$53,891

77.0% total (15.4%/yr)

Partner B Total

$53,891

179.6% total (35.9%/yr)

Break-Even (Cash Flow Only)

Partner A140 months
Partner B60 months

Partner A invests $70,000 (70.0% of capital) and receives 50% of profits ($6,000/yr). The split differs from the capital ratio, suggesting sweat equity or management compensation is factored in.

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