Net Worth Calculator

Track your total net worth · Real estate equity breakdown · Accredited investor check

Investment Properties

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$
Equity: $90,000
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$
Equity: $60,000
Total RE Investment Equity: $150,000(2 properties)

Primary Residence

$

Estimated market value

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Note: Primary residence equity is excluded from the SEC accredited investor net worth calculation.

Other Assets

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$

Stocks, bonds, ETFs, crypto

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401(k), IRA, Roth IRA, SEP

$

Current market value

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Business equity, collectibles, etc.

Other Liabilities

Mortgage balances are entered above with their properties. Enter all other debts here.

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$
$
$

Personal loans, medical debt, etc.

About the Accredited Investor Check

Under SEC Rule 501 of Regulation D, an individual qualifies as an accredited investor if their net worth (individually or jointly with a spouse) exceeds $1 million, excluding the value of their primary residence. This means your home's equity does not count toward the $1M threshold, but any mortgage debt on the home that exceeds its value would be deducted. This calculator provides an estimate only. Formal accredited investor verification may require documentation (CPA letter, tax returns, brokerage statements). See our Accredited Investor Verification Guide for details.

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Total Net Worth

$729,500

Total Assets

$1,420,000

Total Liabilities

$690,500

Accredited Investor (Net Worth)

Net worth excluding primary residence: $589,500

$410,500 below the $1M threshold. You may still qualify through income ($200K individual / $300K joint) or professional certifications.

Real Estate Summary

Investment RE Equity$150,000
Primary Residence Equity$140,000
Total RE Equity$290,000
RE % of Net Worth40%
Investment RE % of Net Worth21%

Additional Metrics

Liquid Assets$405,000
Liquid Net Worth$401,500
Debt-to-Asset Ratio48.6%

Net Worth Composition

Investment RE
Primary Res.
Liquid
Other

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