Investment Property Mortgage Calculator

P&I, PITI, amortization schedule, extra payment comparison, and equity build over time

Loan Details

$
25% ($75,000)
$

Applied to principal each month

Investment Property Costs

1.5% ($4,500/yr)
$

Full deal analysis

Add rent, vacancy, management, and more to see true cash flow.

Monthly P&I

$1,496.93

Monthly PITI

$2,071.93

Loan Amount

$225,000

Total Interest

$313,895

Equity Build Over Time

After 1 Year

$2,286

principal paid down

After 5 Years

$13,204

principal paid down

After 10 Years

$31,922

principal paid down

Equity from principal paydown only. Excludes appreciation, which can significantly increase total equity.

Amortization Schedule

360 months
MonthPaymentPrincipalInterestBalanceTotal Int.
1$1,496.93$184.43$1,312.50$224,816$1,313
2$1,496.93$185.51$1,311.42$224,630$2,624
3$1,496.93$186.59$1,310.34$224,443$3,934
4$1,496.93$187.68$1,309.25$224,256$5,244
5$1,496.93$188.77$1,308.16$224,067$6,552
6$1,496.93$189.87$1,307.06$223,877$7,859
7$1,496.93$190.98$1,305.95$223,686$9,165
8$1,496.93$192.09$1,304.84$223,494$10,470
9$1,496.93$193.22$1,303.72$223,301$11,773
10$1,496.93$194.34$1,302.59$223,107$13,076
11$1,496.93$195.48$1,301.45$222,911$14,377
12$1,496.93$196.62$1,300.31$222,714$15,678

Monthly PITI Breakdown

Principal & Interest$1,496.93/mo (72%)
Property Tax$375.00/mo (18%)
Insurance$200.00/mo (10%)
Total PITI$2,071.93/mo

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